Terms of use

1. Agreement to these terms

These Terms of Use (the "Terms") are a binding agreement between you and Janover Capital LLC, together with its affiliates, members, managers, officers, employees and agents (together, "Janover Capital," "we," "us" or "our"), governing your use of commercialrealestatefor.sale (CRE For Sale) and the content, tools, forms and services on it (the "Site"). By using the Site, you accept these Terms and our Privacy policy, which is part of these Terms. If you don't agree, don't use the Site. If you use the Site for an entity, you represent that you can bind it, and "you" includes that entity.

2. Who we are, and what we are not

Janover Capital LLC is a commercial mortgage capital markets advisory firm. We act as an intermediary and broker that arranges commercial-purpose financing for commercial and multifamily real estate. We are not a bank, direct lender, deposit-taking institution, mortgage servicer or fiduciary. We don't make credit decisions, fund loans, or guarantee that any financing will be available, offered or closed on any terms. We don't arrange consumer mortgages or loans secured by single 1-4 unit residential properties or owner-occupied homes; residential portfolios of five or more units are treated as commercial. Any engagement of Janover Capital for advisory or brokerage services happens only under a separately signed written agreement; using the Site, or our review of what you send, doesn't create one. Janover Capital LLC separately holds insurance licenses in Florida (license #L136031) and Texas (license #3490226); insurance is not offered through this Site and is provided only through janoverinsurance.com.

3. No property listings; not a real estate broker

Despite the Site's name, Janover Capital does not list, sell, lease or market real property, is not acting as a real estate broker or salesperson, and does not represent any buyer or seller. The public sales shown on the Site are conducted by the agencies named on each item (such as the U.S. Treasury and its sales agent, Caltrans and the FDIC). We show what each agency published on the date stated and link to its page. Nothing on the Site is an offer to sell property or a solicitation of an offer to buy it, and we don't negotiate, take bids or receive any payment from any seller or buyer for a sale. Sales can be changed, postponed or withdrawn after we read them; the agency's own page and terms govern. We are not affiliated with, endorsed by or acting for any of these agencies.

4. No offer, no commitment, no advice

Everything on the Site is general information. Nothing on the Site is, or may be relied on as: (a) an offer to lend or an offer, solicitation or commitment to arrange financing; (b) a loan approval, prequalification, rate quote or lock; (c) legal, tax, accounting, investment, financial, appraisal or other professional advice; or (d) a recommendation of any property, transaction or strategy. All rates, spreads, loan-to-value levels, program parameters, terms and figures shown on the Site are indicative and illustrative, subject to change without notice, and subject to market conditions, underwriting, third-party reports and lender approval. Consult your own legal, tax and financial advisors before any purchase or financing decision. You alone are responsible for evaluating the merits and risks of any transaction.

5. Eligibility and permitted use

The Site is for people at least 18 years old, in the United States, researching commercial property purchases or commercial-purpose financing. You agree to use it only lawfully and under these Terms.

6. Market data, public sales data, calculators and tools

The Site shows data from third parties: public sales and bank data from the U.S. Treasury, Caltrans and the FDIC; the 10-year Treasury yield from the U.S. Treasury's daily par yield curve; average loan terms from CBRE's published lending survey; program limits from Freddie Mac term sheets and the SBA's SOP 50 10; and transfer tax rates from the New York City Department of Finance, New York State Department of Taxation and Finance, Florida Department of Revenue and City of Los Angeles Office of Finance. Each is named and dated where it appears. Data may be delayed, incomplete or inaccurate and is provided "as is," without warranty. The underwriting calculator, financing pre-check and transfer tax estimator give simplified, hypothetical results based only on the numbers you enter and generic assumptions. They are not underwriting, an appraisal, a sizing commitment, a forecast or a promise of any return, and they don't indicate terms actually available to you. We may change, suspend or remove any data feed or tool at any time.

7. Educational content

Guides and other content on the Site are general, may not reflect the latest market, program, agency or regulatory changes, and may not apply to your situation. Agency sale terms and program rules change; check the source. Nothing in them creates an advisory or client relationship.

8. Information you submit

When you send information through the Site (including the financing request form), you represent that it is accurate and complete in all material respects, that you have the right to provide it, and that providing it doesn't violate any law or agreement. You allow us to use, reproduce and share it as described in our Privacy policy, including with prospective lenders and transaction parties at your direction to evaluate and arrange financing. Until you and Janover Capital sign a written engagement agreement with confidentiality terms, what you submit isn't subject to any duty of confidentiality beyond our Privacy policy.

9. Consent to be contacted

By sending your contact information through the Site or otherwise giving it to us, you expressly consent to receive calls, text messages and emails from or for Janover Capital at the numbers and addresses you give, including calls and texts placed with automated technology or prerecorded messages, about your request and our services. This consent is not a condition of any service. Message and data rates may apply, and message frequency varies. You can opt out at any time by replying "STOP" to a text, using the unsubscribe link in an email, or contacting us at (561) 559-4111 or hello@commercialrealestatefor.sale. If you give a phone number that isn't yours, you represent that you have the owner's permission.

10. Electronic communications

You consent to receive communications from us electronically, and agree that agreements, notices, disclosures and other communications we provide electronically satisfy any legal requirement that they be in writing.

11. Intellectual property

The Site and its text, design, graphics, logos, trade dress, data compilations and software belong to Janover Capital LLC or its licensors and are protected by copyright, trademark and other laws. "Janover," "Janover Capital" and related marks may not be used without our prior written consent. We grant you a limited, revocable, non-exclusive, non-transferable license to view the Site for your personal or internal business use.

12. Data

Source data published by U.S. federal agencies (the Treasury and the FDIC) is in the public domain. Caltrans listings are State of California content and remain subject to its terms. Our compilation of the public sales watch, including the downloads at /property-watch/#downloads, is licensed under Creative Commons Attribution 4.0 as stated on that page, with the credit it asks for. Figures from CBRE and other private publishers are short attributed references to their published reports and are not licensed by us for reuse. Third-party names are used only to identify their data or programs; no endorsement is implied.

13. Prohibited conduct

You agree not to: (a) copy, scrape or systematically extract content or data from the Site except as our robots.txt or the data license above permits; (b) interfere with or disrupt the Site or its infrastructure; (c) try to gain unauthorized access to any system or data; (d) submit false, misleading or fraudulent information; (e) use the Site to violate any law or third-party right; (f) frame or mirror the Site in a misleading way; or (g) reverse engineer the Site's software.

14. Third-party websites

The Site links to government agencies, data publishers and other sites. They have their own terms and privacy policies. A link isn't an endorsement, and we aren't responsible for third-party content, products, services or sales.

15. Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE AND ALL CONTENT, DATA, TOOLS AND SERVICES ON IT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, TIMELINESS, AVAILABILITY OR UNINTERRUPTED OR ERROR-FREE OPERATION. WE DO NOT WARRANT THAT ANY PROPERTY SHOWN IS AVAILABLE, OR THAT ANY FINANCING WILL BE AVAILABLE OR ARRANGED ON ANY TERMS.

16. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW: (A) JANOVER CAPITAL WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, OPPORTUNITIES, DATA OR BUSINESS INTERRUPTION, ARISING FROM OR RELATING TO THE SITE OR THESE TERMS, HOWEVER CAUSED AND UNDER ANY THEORY, EVEN IF ADVISED OF THEIR POSSIBILITY; AND (B) OUR TOTAL LIABILITY ARISING FROM OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100). SOME JURISDICTIONS DON'T ALLOW CERTAIN LIMITATIONS, SO SOME OF THIS MAY NOT APPLY TO YOU; THEN OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT THE LAW PERMITS. THESE LIMITS DON'T APPLY TO LIABILITY THAT CAN'T BE LIMITED BY LAW.

17. Indemnification

You agree to defend, indemnify and hold harmless Janover Capital LLC and its affiliates, and their members, managers, officers, employees and agents, from any claims, liabilities, damages, judgments, awards, losses, costs and expenses (including reasonable attorneys' fees) arising from or relating to: (a) your use of the Site; (b) your violation of these Terms or any law; (c) information you submit, including its inaccuracy; or (d) your violation of any third-party right.

18. Dispute resolution: arbitration, class waiver, jury waiver

Please read this section carefully. It affects your legal rights.

Any dispute, claim or controversy arising from or relating to the Site or these Terms that can't be resolved informally will be resolved by binding arbitration administered by the American Arbitration Association under its applicable rules, before a single arbitrator, seated in Palm Beach County, Florida. Judgment on the award may be entered in any court with jurisdiction. Either party may instead bring an individual claim in small claims court, and either party may seek injunctive or equitable relief in court for infringement or misuse of intellectual property or unauthorized access to the Site.

Class action waiver. Disputes must be brought in the parties' individual capacities, not as a plaintiff or class member in any class, collective, consolidated or representative proceeding. The arbitrator may not consolidate claims or preside over any representative proceeding.

Jury trial waiver. If any dispute proceeds in court rather than arbitration, each party knowingly, voluntarily and irrevocably waives its right to a jury trial.

Time limit. To the fullest extent the law permits, any claim arising from or relating to the Site or these Terms must be started within one (1) year after it accrues, or it is permanently barred.

19. Governing law and venue

These Terms, and any dispute arising from or relating to them or the Site, are governed by the laws of the State of Florida and applicable federal law (including the Federal Arbitration Act for section 18), without regard to conflict-of-law rules. Subject to section 18, the exclusive venue for any court proceeding is the state or federal courts in Palm Beach County, Florida, and you consent to personal jurisdiction there.

20. Changes; termination

We may change these Terms at any time by posting a revised version with a new effective date; using the Site after that means you accept it. We may suspend or end access to the Site or any feature at any time without notice or liability.

21. General

These Terms and the Privacy policy are the entire agreement between you and Janover Capital about the Site and replace any prior understanding on that subject. If a provision is unenforceable, it will be changed to the minimum extent necessary and the rest stays in effect. Not enforcing a provision isn't a waiver. You may not assign these Terms; we may assign them freely. Headings are for convenience. Sections that by their nature should survive termination (including sections 3, 4, 8, 11, 12 and 15 through 19) survive.

22. Contact

Janover Capital LLC, 6401 Congress Ave., Ste. 250, Boca Raton, FL 33487. hello@commercialrealestatefor.sale · (561) 559-4111.